Managing a discretionary trust comes with complex tax rules, and the recent Budget announcements mean some important changes are on the horizon. We have provided a summary of the key changes below: Discretionary Trust Income The budget announced a 2% rate increase on dividends from 6th April 2026 which apply to the ordinary and higher …

As the festive season approaches, we’d like to let you know our opening hours over Christmas and New Year: Eldon’s office will close at 2:00 pm on Wednesday 24th December, reopening on Friday 2nd January 2026 at 9am. We’d like to take this opportunity to thank all our clients, colleagues and peers for their support …

Planning for the future isn’t just about saving money or investing wisely, it’s about making sure your wishes are respected when you’re no longer here. A will is a legal document that sets out your wishes for what happens to your money, property, and possessions after your death. It acts as your legal voice and …

How is the High Income Child Benefit Charge (HICBC) calculated? Child Benefit is provided to households with eligible children. However, if the claimant or their partner has an adjusted net income above £60,000, the higher earner is required to repay some or all of the benefit, known as the High Income Child Benefit Charge (HICBC). …

Autumn has already seen some great achievements at Eldon, which we’re pleased to share. To kick off the season, Director of Operations and Chartered Financial Planner, Adam, won the 2025 ‘Deputy President’s Young Achiever of the Year Award’! The accolade is awarded by the Chartered Insurance Institute, a key professional body in the insurance and …

Earlier this month, Eldon welcomed Amy Laroche as a new addition to our paraplanning team. We are excited to have Amy as part of our team, and we can’t wait to see what she achieves. Here is a short introduction from Amy: “My journey into financial services began in 2023 while working as an Independent …

For decades, most of us follow a well-worn path: earn, save, invest, repeat. We work hard to build a retirement fund that will one day give us the freedom to live on our terms, but when retirement finally arrives, spending that money can feel strangely difficult. We’ve worked with many people who are financially prepared …

The Ministry of Justice has confirmed that application fees for Lasting Powers of Attorney (LPA) will rise from £82 to £92 per document from 17th November 2025, subject to parliamentary approval. Repeat applications will also increase from £41 to £46. This change reflects the government’s aim to align fees more closely with the cost of …

The Pensions Act 2014 requires the government to conduct a periodic review of the State Pension age (SPA). The first review concluded in 2017, and the second review concluded in 2023. The government has announced the launch of the third review of State Pension age in July 2025, which is set to conclude in 2029. …

Beth and Natasha recently had the pleasure of attending the Careers Fair at Park View Academy in Chester-le-Street. The event was a great opportunity to engage with students, share insights into the financial planning profession, and highlight the rewarding career paths available within the sector. Throughout the event, students were able to ask questions, explore …