- Increasing income in retirement
Geoff: We had recently stopped work and started taking small pensions that had no penalties. Linda got her state pension but we have to wait a bit longer for mine so we realised that we didn’t have enough income. We had money in savings and investments that we had built up ourselves but we were confused about how to get it out. We were recommended to contact Gemma by a close friend and we are so glad that we did, because she has changed our lives.
Gemma helped us to make the link between our finances and our future plans. We had a good chat and she said she could help us. When we went back to see her we were surprised that we had a lot more than we thought, including a pension that I had forgotten about. It turned out that what we had was perfectly OK to pay for our retirement. We were impressed that Gemma was happy to leave some of our arrangements where they were but recommended changes where it would save us some tax.
Linda: Our income is more than we ever imagined it would be and we can now take the holidays that we only dreamed about before. There are just the two of us and we want to see more of the world whilst we are still active. Looking back I see we were in a bit of a mess but I feel a lot more confident about the future now and wouldn’t hesitate to recommend Gemma to any of my friends who need ‘sorting out’.