- Taking steps to minimise taxes on pension arrangements whilst working, and maximising income in retirement
I was referred to Tony by a colleague who has worked with him for many years. Tony has a reputation as an expert in the NHS pension scheme and understands all the tax changes that have come in over the past few years. As a Consultant in the NHS I had been advised that some of these changes affect me but I had no idea the extent of the possible tax bills if I do nothing.
As I don’t live locally I was asked if I would initially meet at Eldon’s office so that we could use all their resources and I am pleased that I did. It was the visual impact that made me understand the reality of my situation; I could see how making changes now was going to benefit me in retirement. Having your life mapped out on screen is very powerful and I had never considered the ‘bigger picture’ in that way before.
Time is the element that, like many people, I am short of but Tony has been willing to accommodate me to ensure that I take action before any key dates. We have been able to work remotely as well as face to face. When I have had queries I have always had a very swift response and I feel confident that Tony understands what I am trying to achieve. I have recommended him to a friend who is in the university pension scheme and he has also had good advice.